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The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale, and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries, as well as by specialist establishments, the extent to which the activity of the intermediaries can be separately identified is not clear. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, change in ownership of financial assets; or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors' accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities.
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Denotes bidding opportunities that have been amended
| Massachusetts - US | Agency | Bid Type | Due Date | As PDF |
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THIRD REFEREE APPOINTEE
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Dec. 01, 2026 |
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| Michigan - US | Agency | Bid Type | Due Date | As PDF |
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Collection Agency Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 28, 2026 |
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Collection Agency Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 12, 2026 |
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NEMT Broker for Medicaid FFS Beneficiaries
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 30, 2026 |
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Life Insurance Carrier, LTD & Administration Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 05, 2026 |
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Third Party Administrator for CDBG Grant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 05, 2026 |
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Retiree Benefits
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 16, 2026 |
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Health Savings Accounts, Flexible Spending Accounts, and COBRA
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Dec. 14, 2026 |
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| Minnesota - US | Agency | Bid Type | Due Date | As PDF |
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Systemwide Cashiering Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 29, 2026 |
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Automated Teller Machine Concession
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 13, 2026 |
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Financial Institution Branch
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 12, 2027 |
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Currency Exchange Concession
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Jan. 12, 2027 |
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| Missouri - US | Agency | Bid Type | Due Date | As PDF |
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INVESTMENT BANKING SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 17, 2026 |
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Benefits Broker Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 28, 2026 |
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Employee Benefits Consulting Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 04, 2026 |
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ACTUARIAL SERVICES FOR WORKERS COMPENSATION & WATER STUDIES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 16, 2026 |
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INSURANCE CONSULTING SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 10, 2026 |
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Health Benefits Plan TPA For Third Party Administrator Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 04, 2026 |
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| New Jersey - US | Agency | Bid Type | Due Date | As PDF |
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Credit Card Processing Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 06, 2026 |
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BANKING SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 10, 2026 |
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Tax Exempt Lease
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 06, 2026 |
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Employee Benefits: Pharmacy Benefits Management
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 17, 2026 |
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EMPLOYEE AND RETIREE HEALTH PLAN THIRD PARTY ADMINISTRATION \/ PROVIDER NETWORK SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 29, 2026 |
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Health Insurance Broker
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 24, 2026 |
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Risk Management Consultant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 24, 2026 |
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Broker of Record
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Dec. 03, 2026 |
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Risk Management Consultant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Dec. 03, 2026 |
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Third Party Administration Services for Workers Compensation
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Dec. 03, 2026 |
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Auto & General Liability Claims
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Dec. 03, 2026 |
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Workers Compensation Counsel
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Dec. 03, 2026 |
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Professional Insurance Broker of Record
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 29, 2026 |
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Professional Health Insurance Broker of Record
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 29, 2026 |
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Professional Title Insurance Services
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 29, 2026 |
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Risk Manager Consultant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 06, 2026 |
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Professional Services for Title Insurance Agencies
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 06, 2026 |
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Insurance Consultant Broker Services for Finance and Insurance Commission
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 06, 2026 |
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Insurance Consultant Broker Services for Finance and Insurance Commission \u2013 Dental
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 06, 2026 |
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The Provision of Third Party Claims Administration Services for Workers Compensation
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 06, 2026 |
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Insurance Broker\/Risk Manager
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 30, 2026 |
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TITLE INSURANCE SEARCH
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 10, 2026 |
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Risk Management Consultant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 29, 2026 |
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Risk Manager Consultant\/Insurance Broker Services For Employee Benefits
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 30, 2026 |
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Risk Manager Consultant\/Insurance Broker Services For Property & Casualty Insurance
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 30, 2026 |
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Health Insurance Broker
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 10, 2026 |
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Property and Insurance Broker
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 10, 2026 |
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Risk Management Consultant
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 10, 2026 |
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TITLE WORK, TITLE INSURANCE, AND SETTLEMENT SERVICES
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Oct. 29, 2026 |
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Borough Risk Manager
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 20, 2026 |
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Borough Risk Manager for Health Benefits
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 20, 2026 |
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Health Insurance Broker
52 - Finance and Insurance (to see the full NAICS category code login or upgrade) |
login to see | State/Local Bids | Nov. 24, 2026 |
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